Where to take advantage of a consolidation loan over the internet? It is best to analyze consolidation loans taking into account the total cost of such a loan or APY. The website includes a comparison of loans and a list of banks in which we can ask for consolidation.
It should be noted that published credit rankings are not objective, because you can not create a ranking that will take into account our factors, eg creditworthiness and creditworthiness. They can only be helpful in getting acquainted with the latest loan proposals at banks. These are only proposals, not offers. The loan offer is prepared individually for each client.
Where for a favorable consolidation loan
List of banks and consolidation loans, also via the Internet.
When assessing the attractiveness of a consolidation loan in terms of price, we must analyze all costs related to the loan. When creating your own ranking of consolidation loans, we should take into account the APRC, ie the Actual Annual Interest Rate and total costs. However, the APR does not include the amount of fees for additional collateral for loan repayment or, for example, costs related to early repayment of consolidated liabilities in other banks.
Examples of consolidation loan proposals
A consolidation loan with additional cash. Nominal interest rate 4.59 percent. APY 7.95 percent Commission 5% on the loan amount. Monthly installment PLN 1280.00. The total cost of the loan PLN 17 253,84.
Consolidation loan (consolidation of cash loans and loans, consolidation loans and limits in ROR and credit cards). The nominal interest rate is 5.90 percent. APRC 7.72 percent Commission 4.90%. Monthly installment PLN 1041.18. Total loan costs: PLN 12,323.63;
Cash consolidation loan. Interest rate 2.99% on a yearly basis. APY 9.93% Commission 8.99%. Monthly installment PLN 224.16. Total cost: PLN 2432.15.